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Home Loans. Local Loan Limits – Raywood, TX loan limit summary. limits for FHA Loans in Raywood, Texas range from $331,200 for 1 living-unit homes to $636,900 for 4 living-units. conventional loan limits in Raywood are $484,350 for 1 living-unit homes to $931,600 in Raywood are $484,350 for 1 living-unit homes to $