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A loan-to-value, or LTV, of 75 percent indicates that no more than 75 percent of the home’s value is financed and there is at least 25 percent equity in the property.
Second-tier entitlement allows qualified VA borrowers to purchase again despite default and even have two VA loans at the same time. Eligible veterans in most parts of the country have a primary entitlement of $36,000 and an additional, secondary entitlement of $85,087.
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John Schutze of Guaranteed Rate, one of the country’s leading mortgage lenders, manages the Austin, TX branch where the loan limit is $453,100 sees this helping buyers in cities like Austin which has.
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